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ReadyForZero

ReadyForZero is an online debt management program that helps you to reduce your debt and get out it faster.

Due to the recent economic crisis in America the whole world is now talking about debt. Getting into debt is easy, but getting out of it is tough. If you think you are in debt and cannot manage it, read on.

Firstly, ReadyForZero allows you to securely link all your accounts so that you know exactly how much debt you actually have. It also allows you to manage your money easily. Whether it is student loans, credit cards or mortgages, ReadyForZero gets everything connected and organized for you. They use bank level security to protect your information.

Secondly, it crafts a customized plan for you to get out of debt, using its online software. It includes the optimal amount to pay towards each debt every month based on the particular situation you are in. With the help of ReadyForZero, you will know the exact time it will take you to get out of debt and the exact amount of interest you will need to pay.

Thirdly, it helps you to stay on track by giving you resources, timely reminders, payment recommendations and alerts, and encouragement to keep working to get that debt off.  You also get weekly emails and action plans to help you keep on track.

You can also share a snapshot of your progress with close friends or family to help you stay motivated. It is easy to re-adjust a particular plan to suit your changing needs.

According to ReadyForZero, people who are using their service are getting out of debt twice as far as others.

ReadyForZero received Series A funding by Polaris Ventures Partners, which was a major investor in the start-up, with participation from Citi Ventures.