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Budgetable

Budgetable.com is based in Colorado that focuses on simple and straightforward personal finance software. If you are in need of such software, Budgetable can help you manage your finances by assisting you in identifying wasteful spending pattern. Every user is assigned with a Budget Score based on their spending habits and urged to better the score by means of a personalized metrics.

But then again, it is not like any other budget apps that is basically a spreadsheet clone. That is to say, your budget in Budgetable isn’t simply a list of categories with the amount you plan to spend next. It doesn’t simply go about budgeting.

Budgetable reasons, and a very valid one too, that budgeting just doesn’t work. Why? Simply because when you budget your monthly expenses and coming up with categories of each expense, you start making up numbers that, more often than not, will not be followed through the course of budgeting. Eventually, something comes up and mess up your budget. And then, you give up entirely.

Even if you do it quite well, who wants to be strapped down in a budget every month? Now, with Budgetable, budgeting becomes appealing to everybody by making everything transparent without the hassles of “managing” things. Everything is completely automatic!

And more important than that, it basically focuses on long- term financial improvement rather than holding you to a specific amount each month. So even though you’re going over budget one month, but as long as you’re making progress and showing long- term improvements, then you’re doing great.

Budgetable uses a budgeting technique similar to The Banlaned Money Formula. Your budget is categorized into 4 categories namely, Essential, NonEssential, Savings, and Debt. You are also given a Budget Score which you should be always be watchful.

With all these, Budgetable only provides you with everything you need to manage and improve your personal finances. And it does this to you without arbitrary restrictions unlike others.