Card.io is a free app that allows you to scan and process credit cards anywhere and anytime.
If you are tired of typing long credit card numbers, Card.io makes your job easy. Your can receive payouts to either Paypal or your bank account. To use Card.io, you do not need any hardware. You just need the camera of your mobile phone. You can scan and charge credit cards with your phone.
Card.io is free. There are no setup fees or subscription fees. There is 3.5%+30¢ per charge for all card types. A fee is only applied to successfully completed charges. You can also reverse a charge for up to 30 days. You can download the app for free from the App Store or from your Android.
As far as payouts are concerned, you receive a payout for your charge about 7 days after the transaction. Card.io deducts the fees from the payout.
Pay as you go. It is easy to use, fast and totally secure. You only need to sign up for Card.io on their website and start using it.
It covers all major credit cards such as Visa, Discover, MasterCard and American Express. Security and privacy are of immense importance for Card.io. It does not store any of your credit card information such as credit card number on their processors or anywhere else. All server communication is SSL-encrypted. Their servers are hosted in secure facilities.
If you are an app developer, Card.io makes it very easy for you to add credit card scanning and processing to your app. You can check out their corporate website to know about it.